No Free Credit Reports At Experian Owned FreeCreditReport.com

Does "free" mean no charge? Answer: No. In another new wave of TV ads featuring a goofy singer working at a fish place you are promised a "free" credit report! Yet, what you get is a charge of $40 and monthly charges on your credit card.

Once on the Freecreditreport.com website, you are asked to fill out personal information and give your credit card information. You must agree to the terms and conditions to continue. Most people just click accept without reading them. A decision that seems reasonable at the time but is a robbery in progress.

Accepting the terms and conditions obligates you to pay $39.95 now and $14.95 a month for their monthly credit report monitoring. So essentially your free credit report costs you about $180 a year.

This is not new. Experian, owner of the falsely named Freecreditreport.com website, has already been fined before by the FTC for doing the same thing.

You’re already entitled to a free copy of your credit report from each of the three major credit bureaus every year. To get those, go to AnnualCreditReport.com. It’s the only Web site where each year you can get free credit reports from all three major agencies: Equifax, Experian, and TransUnion. Even better, you can avoid the add on sales pitches and just call 877-322-8228 to avoid the hassle.